Integrated Report 2020-2021

1. Rolling out our model

TOTAL EQUITY

(in billions)

CRÉDIT AGRICOLE GROUP
  • Group share : 119.6
  • Minority  interest : 6.9
  • Total : 126.5
CRÉDIT AGRICOLE S.A.
  • Group share : 65.2
  • Minority  interest : 8.3
  • Total : 73.5

LOAN LOSS RESERVES

(in billions)

Loan loss reserves represent close to seven years of the historical average cost of risk, 28% of which is related to the provisioning of performing loans for Crédit Agricole S.A., 41% for the Regional Banks, 34% for Crédit Agricole Group.

TOTAL CRÉDIT AGRICOLE GROUP

€19.6bn

CRÉDIT AGRICOLE S.A : €9.6bn

REGIONAL BANKS : €10bn

FINANCIAL RATINGS

AT 01/03/2021

A+
S&P Negative outlook
A-a-3
MOODY’S Stable outlook
A+
FITCH Negative outlook
AA low
DBRS Stable outlook

NON-FINANCIAL RATINGS

AT 01/03/2021

A moins
CDP
A

MSCI (Morgan Stanley Capital International)

63
Vigeo Eiris
Prime
ISS ESG

FTSE4GOOD