Chapter 2 : Group Project and 2022 Medium-Term Plan
Strategic plan tracking indicatorsSTRATEGIC PLAN TRACKING INDICATORS
For the implementation of its joint project, the Group has defined a number of indicators aimed at formalising its ambitions, demonstrating the efforts of its employees and the work carried out, and shining objective light on its level of success.
FINANCIAL INDICATORS
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Results (Net income Group share)(1) Crédit Agricole S.A. |
2022 | €4.6bn | > €5bn |
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Return on equity (RoTE ratio)(1) Crédit Agricole S.A. |
2022 | 11.9% | > 11% |
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Capital ratio (CET1) Crédit Agricole S.A. |
2022 | 12.1% | 11% |
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Earnings per share(1) Crédit Agricole S.A. |
2022 | €1.39 | > €1.6 |
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Operational efficiency (C/I ratio excluding SRF)(1) Crédit Agricole S.A. |
2022 | 61% | < 60% |
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Payout ratio Crédit Agricole S.A. |
2018-2022 | 50% | 50% cash
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Capital ratio (CET1) Crédit Agricole Group |
2022 | 15.9% | > 16% |
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Partial unwinding of the Switch Crédit Agricole Group |
2018-2022 | - | 50% |
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IT expense account Crédit Agricole Group |
Cumulative
2019-2022 |
€4bn | €15bn |
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Revenue synergies Crédit Agricole Group |
2022 | €9bn | €10bn |
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Revenue synergies Italy Italy |
2022 | €885m | €1bn |
BUSINESS LINES STRATEGY
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Premium income from property and casualty insurance CAA |
2018-2022 | + 8% | + 31% |
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Growth in savings and retirement assets CAA |
2018-2022 | + 6.6% | +13% |
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CAGR(2) net income Amundi |
2018-2022 | 6.6% | 5% |
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Assets under management CAIWM |
2022 | €132.1bn | > €140bn |
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Retail customers LCL |
2018-2022 | +51,465 | + 200 000 clients
net combined individual customers and SMEs and small businesses |
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Group revenue synergiese CA Italia |
2018-2022 | + 8% | +20% |
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Gross managed loans CACF |
2018-2022 | +€3.6bn | +€22bn |
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Revenues in China CACIB |
2018-2022 | +€10m | +€100m |
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Assets under custody (includes Santander and KASM Bank) CACEIS |
2022 | €3,879bn | €4,000bn |
(1) Underlying
(2) Compounded annual growth rate.